Terms and Conditions

Terms and Conditions
These Terms of Use (the “Terms”) contain the terms, covenants, conditions and provisions pursuant to which users may access and use this website (the “Site”) and the analyses, disclosures, facts, statements, and other information (the “Content”) displayed on the Site.
• Access
By using this Site, you acknowledge that you have read these Terms, understand them, and agree to be bound by their terms and conditions.
• Intellectual Property Rights
All trade names, trademarks, service marks, images and logos on materials, including electronic facsimiles, published by CJRating are proprietary to their respective owners and are protected by applicable trademark and copyright laws.

• Assumption of Risk
Users use the internet solely at your own risk and subject to all applicable local, state, national, and international laws and regulations. While CJRating.com has endeavoured to create a secure and reliable website, please be advised that the confidentiality of any communication or material transmitted to/from this Site over the internet cannot be guaranteed. Accordingly, CJRating.com and its licensors and suppliers are not responsible for the security of any information transmitted via the internet. You assume the sole and complete risk of using the Site.
• Links to other websites
You may, through hypertext or other computer links, gain access to websites operated by persons other than CJRating.com. Such hyperlinks are provided for convenience only, and are the exclusive responsibility of the owners of such websites. CJRating.com does not endorse the content, the operator or operations of third party websites. CJRating.com is not responsible for the content or operation of such websites and CJRating.com shall have no liability to you or any other person or entity for the use of third party websites. You are solely responsible for determining the extent to which you may use any content at any other websites to which you link from this Site. CJRating.com assumes no responsibility for the use of third party software on the Site and shall have no liability whatsoever to any person or entity for the accuracy or completeness of any outcome generated by such software.
• Use of the Site
By accessing this Site, you can use any automated device, program, tool, algorithm, process, or methodology or manual process having similar processes or functionality, to access, acquire, copy, or monitor any portion of the Site, or Content found on or accessed through the Site without the prior express written consent of CJRating.com.
• Changes to the Site
CJRating.com may discontinue or change the Site, or its availability to you, at any time. These Terms will survive any such discontinuation.
• Disclaimer of warranties
CJRating.com does not guarantee or warrant the accuracy, timeliness, or completeness of any Content displayed on the Site.

The information upon which CJRating.com ratings and reports are based, and any other Content displayed on the Site, is obtained by CJRating.com from sources CJRating.com believes to be reliable. CJRating.com does not audit the information it receives in connection with the rating process, and it does not and cannot independently verify that information in every instance. The extent of any factual investigation or independent verification depends on facts and circumstances. THE CONTENT AND THE SITE ARE PROVIDED “AS IS” AND CJRating.com HEREBY DISCLAIMS ANY REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, AS TO THE ACCURACY, TIMELINESS, COMPLETENESS, MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE OR NON-INFRINGEMENT OF ANY OF THE CONTENT, INCLUDING ANY CJRating.com RATINGS OR REPORTS.

IN NO EVENT SHALL CJRating.com OR ITS DIRECTORS, OFFICERS, EMPLOYEES, INDEPENDENT CONTRACTORS, AGENTS, AND REPRESENTATIVES (COLLECTIVELY, ” CJRating.com REPRESENTATIVES”) BE LIABLE TO YOU OR ANYONE ELSE FOR: (i) ANY INACCURACY, DELAY, INTERRUPTION IN SERVICE, ERROR, OR OMISSION, REGARDLESS OF CAUSE, OR FOR ANY DAMAGES RESULTING THEREFROM, or (ii) ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, COMPENSATORY, OR CONSEQUENTIAL DAMAGES, INCLUDING, WITHOUT LIMITATION, LOST TIME, LOST MONEY, LOST PROFITS, OR GOOD WILL, WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, AND WHETHER OR NOT SUCH DAMAGES ARE FORESEEN OR UNFORESEEN, EVEN IF CJRATING.COM IS ADVISED IN ADVANCE OF THE POSSIBILITY OF SUCH DAMAGES, WITH RESPECT TO: (a) ANY USE OF, OR INABILITY TO USE, THE SITE OR FOR ANY DECISION MADE OR ACTION TAKEN IN RELIANCE ON THE RATINGS, RATING REPORTS OR OTHER CONTENT ON THE SITE, OR (b) ANY ERROR (NEGLIGENT OR OTHERWISE) OR OTHER CIRCUMSTANCE OR CONTINGENCY WITHIN OR OUTSIDE THE CONTROL OF CJRATING.COM OR ANY CJRATING.COM REPRESENTATIVES IN CONNECTION WITH, OR RELATED TO, OBTAINING, COLLECTING, COMPILING, ANALYZING, INTERPRETING, COMMUNICATING, PUBLISHING, OR DELIVERING ANY INFORMATION FORMING PART OF THE CONTENT.

Ratings and other opinions issued by CJRating.com are, and must be construed solely as, statements of opinion and not statements of fact as to credit worthiness or recommendations to purchase, sell, or hold any securities.

A report providing a CJRating.com rating is neither a prospectus nor a substitute for the information assembled, verified and presented to investors by the issuer and its agents in connection with the sale of the securities.